Ever run into a big opportunity—like launching a business, buying a home, or making a strategic investment—only to find your funds are tied up in your portfolio?
In this video, Matt Aversa, Partner at Maller Wealth Advisors, shares how a securities-backed line of credit (SBLOC) can give you access to liquidity without disrupting your investment plan or creating an unexpected tax event.
✅ What an SBLOC is and how it works
✅ Real examples of when it makes sense
✅ Benefits and key risks to know
✅ Who this strategy is right for
An SBLOC can be a flexible short-term solution—but it’s important to understand the risks involved:
• Market volatility may affect your line of credit. If the value of your pledged securities declines, you may be required to deposit additional assets or cash to maintain the loan.
• Selling pledged securities can create tax consequences. If the lender liquidates investments to cover the loan, you may incur capital gains taxes.
• Interest rates can fluctuate. Since most SBLOCs carry variable rates, an increase in rates could result in higher-than-expected interest payments.
When used strategically, an SBLOC can offer a smart way to stay invested while giving you access to the capital you need—on your terms. With the right guidance, it can be a powerful addition to your financial toolkit.
???? Curious if this strategy could work for your situation? Click the link to schedule a conversation: https://mallerwealthadvisors.com/lets-get-started/
